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Privacy Policy

Effective Date: March 24, 2026

Brokerage: DLC A.I.M.I. Collective Mortgage Group

1. Overview and Relationship

Terry Batth is a licensed Sub-Mortgage Broker (BCFSA License #502423) registered with DLC A.I.M.I. Collective Mortgage Group, an independently owned and operated mortgage brokerage in British Columbia.

We are committed to protecting your personal information in accordance with:

  • The British Columbia Personal Information Protection Act (PIPA)
  • The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (FINTRAC)
  • Applicable federal and provincial privacy legislation

2. Information We Collect

To provide mortgage brokerage services, we collect personal information necessary to assess and complete your mortgage transaction.

This may include:

Identity & Verification

  • Full legal name
  • Date of birth
  • Social Insurance Number (when required)
  • Government-issued photo identification

Financial Information

  • Employment history
  • Income documentation
  • Assets and liabilities
  • Banking information

Credit Information

With your express written or digital consent, we obtain credit reports from Equifax and/or TransUnion.

Website & Communication Data

When you visit terrybatth.com or submit a form, we may collect:

  • Name, email address, and phone number
  • IP address
  • Device and browser type
  • Pages visited and interaction data

This information may be collected through cookies and analytics tools.

3. Purpose of Collection

Your information is used strictly to:

  • Assess your eligibility for mortgage products
  • Present applications to lenders and insurers
  • Facilitate property appraisals and legal closings
  • Comply with FINTRAC identity verification requirements
  • Communicate with you regarding your mortgage inquiry

We do not sell or rent your personal information.

4. Disclosure of Information

We share only necessary information with:

Regulated Entities

  • Banks and mortgage lenders
  • Mortgage insurers
  • Credit bureaus

Transaction Partners

  • Lawyers and Notaries
  • Appraisers
  • Realtors involved in your transaction

Legal Authorities

  • FINTRAC
  • CRA
  • Other authorities as required by law

5. Secure Storage and Retention

Client files are maintained through secure industry-standard mortgage platforms including Velocity/Filogix.

Information is stored in encrypted digital systems with access restricted to authorized personnel.

As required by the BCFSA, mortgage files (funded, cancelled, or dormant) are securely retained for a minimum of seven (7) years.

6. AI Usage Policy

We do not input identifiable client information (including names, SINs, income documents, or financial statements) into third-party AI tools.

7. Website Cookies and Analytics

Our website uses cookies and tracking technologies, which may include:

  • Google Analytics
  • Google Ads tracking
  • Call tracking technology
  • Form tracking tools

These technologies help us measure advertising effectiveness and improve user experience.

You may disable cookies through your browser settings.

8. Call Tracking and Recording

Telephone calls to our direct or tracked numbers may be recorded for quality assurance, compliance, and training purposes.

By contacting us, you consent to potential call recording. You may request communication by email if you prefer not to have calls recorded.

9. Marketing Communications (CASL Compliance)

By submitting a form or opting in on our website, you consent to receive electronic communications (email or SMS) regarding mortgage-related services.

You may withdraw consent at any time by:

  • Clicking “unsubscribe” in emails
  • Replying STOP to SMS messages
  • Contacting us directly

10. Access and Accuracy

You have the right to:

  • Access your personal information
  • Request corrections
  • Withdraw consent (subject to legal or contractual restrictions)

11. Contact Information

For privacy-related inquiries:

Terry Batth, Sub-Mortgage Broker
BCFSA License: 502423
DLC A.I.M.I. Collective Mortgage Group
Direct: 778-900-8613
Email: [email protected]
Address: 19951 80A Ave, Langley Twp, BC V2Y 0E2

Brokerage Office:
Office: 604-591-3590
Address: 311-7327 137 Street, Surrey, BC V3W 1A4

[email protected]

If concerns are not resolved, you may contact the Office of the Information and Privacy Commissioner for British Columbia.

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